NOTICE OF PRIVACY POLICY AND PRATICES

    We are committed to protecting your privacy and maintaining the confidentiality and security of your personal information.  We do not disclose nonpublic personal information about our present or former clients/investors to third parities other than as described below:

    We collect information about you (such as your name, address, social security number, assets and income) from our discussions with you, form documents that you may deliver to us and in the course of providing services to you.  We may use this information to provide services to you, to open an account for you, to process a transaction for your account or otherwise in furtherance of our business.   In order to servcie your account and effect your transactions, we may provide your personal information to our affiliates and to firms that assist us in servicing your account and have a need for such information, such as a broker or fund administrator for financial institutions with whom we have joint marketing arrangements, but we require them to protect the confidentiality of your information and to use the information only for the purposes for which we diclose it to them.  We do note otherwise provide information about you to outisde firms, organizations or indviduals, except to our attorneys, accountants and auditors and as permitted by law.

  We restrict access to nonpublic personal information about you to the internal personnel and affiliates who need to know the information to perform their job responsibilities and to conduct and process your business in an accurate and efficient manner.  We maintain physical, electronic and procedural safeguards that comply with federal standards in order to protect your personal information.

  Federal Regulations require that we must include an Opt Out clause, even though it is our policy that we do not share your information.  You have the right to make a formal request that we limit access to your information  as described in this policy, by sending a written request to:  Hakim Financial, Inc., 12900 Hall Rd., Ste. 470, Sterling Heights, MI 48313